Privacy Policy

This privacy policy describes what information we collect, how we use that information in providing our products and services to you. When we refer to "Contact Information" we mean your name, address, telephone number, fax number and e-mail address.

Our Use of Information

We use your information to service your accounts with us, to communicate with you about your accounts and to obtain your views. We may also use Contact Information from time to time to bring to your attention new products and services that we are offering, and to offer to you other promotional opportunities.

Sharing Our Information

We do not sell nformation about customers. We only share information under very limited circumstances - always under strict control against further disclosure. It is necessary to share such information, for example, with outside vendors who assist us in sending communications, shareholder reports and proxy materials to you, securities transfer agents who effect transactions in securities on your behalf. We require that these vendors keep your information confidential and we prohibit them from using your information for their own purposes.

In the event of a sale of assets, customer information may be one of the transferred assets.

Site Security.

Wetake the security of information very seriously and have established security standards and procedures to prevent unauthorized access to customer information. We use industry standard means such as physical, electronic and procedural safeguards, including data encryption and secure socket layer technology. We update and test our technology regularly to maintain and improve the protection of our customers' information. We restrict access to personal information to employees and service providers for legitimate business purposes to assist in providing services to you. Employees who violate our privacy policy are subject to immediate dismissal and disciplinary action.